1023 Nw Spruce Ridge Drive

Stuart, FL
$ 980,000 Beds 4 Baths 3 Sq 1,988 Virtual Tour
Monthly Estimate* How much can I afford?

WELCOME HOME to this move-in ready 4-bedroom, 3 Bath home on nearly 1/2 acre in the desirable North River Shores community! This beautifully updated home features a private-entry suite ideal for mother-in-law suite. Major upgrades include a new roof, gutters, soffits, whole-house generator with propane tank and transfer switch, new electrical panel, new water heater, impact windows and sliding glass doors, new flooring throughout, fresh interior and exterior paint, and three renovated bathrooms with accessibility. Previously approved for assisted living home, this home offers excellent flexibility for multigenerational living. Additional improvements include a fire alarm and sprinkler system, 10-year smoke and carbon monoxide detectors. Enjoy all that North River Shores has to offer, including optional POA membership with parks, playgrounds, fishing pier, sidewalks, and boat ramp access for just $185/year(2026) plus a $20 boat ramp key. Conveniently located near Treasure Coast Mall, downtown Stuart, downtown Jensen Beach, beaches, restaurants, shopping, and top-rated Martin County Schools, A rare opportunity to own a turnkey home with extensive upgrades already completed!

Active

  • Price
  • $ 980,000
  • City
  • Stuart
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Martin
  • Half Bathrooms
  • 0
  • Area
  • 6030 - Jensen Beach/Stuart - North of Roosevelt Br
  • Lot Size
  • 0.44 Acres
  • Zip
  • 34994
  • Sqr Footage
  • 1,988
  • Year Built
  • 1965
  • Taxes
  • $ 9182
  • Style
  • MLS#
  • B26051980
Listed By: Realty Connection Link LLC
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Public Sewer
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,Electricity Connected,Phone Available,Sewer Available,Water Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Electric Range,Freezer,Microwave,Oven,Range,Refrigerator
Garage Spaces 1
Patio/Porch Features Patio
Architectural Style Ranch
Security Features Fire Alarm,Fire Sprinkler System,Key Card Entry,Smoke Detector(s)
Construction Materials Block,Concrete,Stucco
Pets Allowed No Pet Restrictions,Yes
Year Built 1965
Electric 3 Phase,Generator
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Accessibility Accessibility Features,Accessible Full Bath,Accessible Bedroom,Adaptable Bathroom Walls,Accessible Common Area,Common Area,Customized Wheelchair Accessible,Standby Generator,Grip-Accessible Features,Accessible Approach with Ramp,Visitable,Accessible Entrance
County Martin
New Construction false
Property Type Residential
Association Amenities Boat Dock
Attached Garage true
Subdivision Name NORTH RIVER SHORES
Facing Direction Northwest
Garage Y/N true
Other Structures Outbuilding,Shed(s)
Full Baths 3
Status Active
High School Jensen Beach
City Stuart
Senior Community Y/N false
MLS Area 6030 - Jensen Beach/Stuart - North of Roosevelt Br
Carport Y/N false
Elementary School Felix A. Williams
Tax Annual Amount 9182.17
Middle/Junior High School Stuart
Property Condition Resale
MLS Area Minor MRTC - Martin County
Standard Status Active
Property Sub Type Additional Single Family Residence
PostalCity Stuart
Legal Description NORTH RIVER SHORES SEC 6 LOT 9 BLK 24

Interior Features

Interior Amenities Closet Cabinetry,Cathedral Ceiling(s),Dual Sinks,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Main Level Primary,Split Bedrooms,Separate Shower,Vaulted Ceiling(s)
Flooring Tile,Vinyl
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Plantation Shutters,Storm Window(s)
Fireplace Y/N false
Laundry Features Washer Hookup,Electric Dryer Hookup
Total Bedrooms 4
Main Level Bedrooms 4
Main Level Bathrooms 3
Total Baths 3

Exterior Features

Private Pool false
Exterior Amenities Courtyard,Outdoor Living Area,Uncovered Courtyard,Room For Pool
Fencing Back Yard,Fenced,Gate,Wood
Parking Features Attached,Circular Driveway,Driveway,Garage,Garage Door Opener,Paver Block
Lot Features Oversized Lot,1/4 to 1/2 Acre Lot,Sprinkler System
Water Source Public
Total Parking 5
Lot Size Area 19328
Building Area Total 2356
Lot Size Acres 0.44
Road Surface Type Concrete
Waterfront Y/N false
Covered Spaces 1
Door Features French Doors
Other Equipment Generator
Road Responsibility Public Maintained Road

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lake Worth, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Felix A. Williams Elementary School
Middle School Stuart Middle School
High School Jensen Beach High School

Price History

7/14/2026 Listed $980,000

Property vs Zip Code Average in 34994

Price
AVG $340K
$980K
Taxes
AVG $3,953
$9,182
Year Built
AVG 1981
1965

Areas That We Cover

1023 Nw Spruce Ridge Drive Stuart, FL is a Single Family Home for sale at $980000 with 1988 sqft and a lot size of 0.44 Acres Acre(s). 1023 Nw Spruce Ridge Drive Stuart has 4 bedrooms, 3 baths and was built in 1965. The property's zip code is 34994 which is in Stuart, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.