220 Sw Willow Lake Trail

Stuart, FL
$ 998,777 Beds 4 Baths 3.5 Sq 2,613 Virtual Tour
Monthly Estimate* How much can I afford?

Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. The asking price reflects the property's current condition and the absence of a dock and boat lift, creating an outstanding waterfront value. Don't miss out!

Active

  • Price
  • $ 998,777
  • City
  • Stuart
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Martin
  • Half Bathrooms
  • 1
  • Area
  • 6070 - Stuart - South of Indian St
  • Lot Size
  • 0.47 Acres
  • Zip
  • 34997
  • Sqr Footage
  • 2,613
  • Year Built
  • 1981
  • Taxes
  • $ 13555
  • Style
  • MLS#
  • B26055689
Listed By: Illustrated Properties LLC
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Septic Tank
Heating Central,Electric
Cooling Central Air,Electric
Utilities Cable Available,Water Available
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher,Electric Range,Disposal,Ice Maker,Microwave,Refrigerator
Garage Spaces 2.5
Patio/Porch Features Covered,Deck,Patio,Porch,Screened
Architectural Style Florida
Pool Features In Ground,Outside Bath Access
Security Features Smoke Detector(s)
Construction Materials Frame,Stone Veneer,Wood Siding
Pets Allowed No Pet Restrictions,Yes
Year Built 1981
Electric 3 Phase
View Pool,River,Water
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features Navigable Water,No Fixed Bridges,Ocean Access,River Front,River Access,Riprap
Accessibility None
County Martin
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name CAPE LIVE OAK
Facing Direction Southwest
Garage Y/N true
Full Baths 3
Status Active
Directions I-95 to Kanner Hwy, east, left on Gaines, left on Willow Lake Trail all the way toward end. Howes will be on the left.
High School Martin County
City Stuart
Senior Community Y/N false
MLS Area 6070 - Stuart - South of Indian St
Carport Y/N false
Elementary School Crystal Lake (Martin)
Tax Annual Amount 13555.8
Middle/Junior High School Dr. David L. Anderson
Property Condition Resale
MLS Area Minor MRTC - Martin County
Standard Status Active
Property Sub Type Additional Single Family Residence
PostalCity Stuart
Legal Description CAPE LIVE OAK LOT 4

Interior Features

Interior Amenities Built-in Features,Breakfast Area,Closet Cabinetry,Cathedral Ceiling(s),Dual Sinks,Entrance Foyer,High Ceilings,Kitchen Island,Living/Dining Room,Main Level Primary,Pantry,Split Bedrooms,Storage,Separate Shower,Vaulted Ceiling(s),Walk-In Closet(s)
Flooring Ceramic Tile
Furnished Y/N Unfurnished
Fireplace Features Decorative
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 1
Laundry Features Washer Hookup,Inside,Laundry Closet
Total Bedrooms 4
Main Level Bedrooms 4
Main Level Bathrooms 3
Total Baths 4

Exterior Features

Private Pool true
Exterior Amenities Outdoor Living Area,Porch
Parking Features Concrete,Driveway,Detached,Garage,Garage Door Opener
Lot Features Cul-De-Sac,Irregular Lot,1/4 to 1/2 Acre Lot
Water Source Public,Well
Total Parking 2
Lot Size Area 20553
Building Area Total 4442
Lot Size Acres 0.47
Road Surface Type Paved
Waterfront Y/N true
Covered Spaces 2.5

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lake Worth, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Crystal Lake (Martin) Elementary School
Middle School Dr. David L. Anderson Middle School
High School Martin County High School

Price History

7/23/2026 Listed $998,777

Property vs Zip Code Average in 34997

Price
AVG $630K
$1,000K
Taxes
AVG $4,429
$13,555
Year Built
AVG 1999
1981

Areas That We Cover

220 Sw Willow Lake Trail Stuart, FL is a Single Family Home for sale at $998777 with 2613 sqft and a lot size of 0.47 Acres Acre(s). 220 Sw Willow Lake Trail Stuart has 4 bedrooms, 3 baths and was built in 1981. The property's zip code is 34997 which is in Stuart, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.