604 Nw Poinsettia Street

Stuart, FL
$ 625,000 Beds 3 Baths 2 Sq 1,192 Virtual Tour
Monthly Estimate* How much can I afford?

RARE FIND IN THE HEART OF STUART! Beautifully updated 3BR/2BA main home PLUS a fully permitted detached 440-sq-ft guest cottage with 1BR/1BA, full kitchen & living room—1,632 sq ft of finished living space across two buildings! Ideal for multigenerational living, guests or a private office. Step outside to a tropical retreat featuring an 8-ft heated & chilled cowboy pool, oversized fire pit, lush landscaping & inviting entertaining spaces. NO HOA! Offered furnished with select exclusions. Just across the bridge from Historic Downtown Stuart, near waterfront dining, shopping, beaches & Cleveland Clinic. This is anything but your typical 3-bedroom home! Some homes are defined by square footage. This one is defined by how beautifully it lives. Tucked into an established Stuart neighborhood just across the bridge from Historic Downtown, this special property brings together a beautifully updated main home, a separate guest cottage and an outdoor setting that feels like a private tropical escape. The main residence offers 3 bedrooms and 2 full bathrooms with comfortable, inviting spaces designed for everyday living. But what truly sets this property apart is the fully permitted, detached 440-sq-ft guest cottage. With its own bedroom, full bathroom, full kitchen and living room, it feels like a home of its own. Together, the two buildings provide 1,632 sq ft of finished living space while maintaining the privacy and separation that make this property so versatile. The cottage also enjoys its own private fenced outdoor space—an exceptional setup for extended family, visiting guests, a private office or creative space, or simply having additional room without sacrificing anyone's independence or privacy. Then there is the backyard. Thoughtfully created as an extension of the home, this is the kind of outdoor space that makes you remember why you wanted to live in Florida in the first place. Tropical landscaping surrounds an 8-ft heated & chilled cowboy pool, while an outdoor shower, oversized fire pit, lounging and gathering areas, ambient string lighting and inviting spaces for dining and entertaining create a backyard that is equally suited to quiet mornings, sunny afternoons and evenings under the lights. An electric-equipped storage shed adds useful additional space, and ample on-site parking serves both the main residence and guest cottage. Best of all—NO HOA. The home is being offered furnished with select seller exclusions, providing the opportunity for a beautifully curated, move-in-ready property without requiring every personal or decorative item seen in the home to convey. Specific furnishings and personal property included with the sale can be addressed separately. And while the property itself feels like a retreat, you're remarkably close to everything that makes Stuart such a special place to live. Historic Downtown Stuart is just across the bridge, putting waterfront dining, local shops and entertainment nearby, with beaches, Cleveland Clinic, shopping and major roadways also conveniently accessible. The main home is charming. The cottage is exceptional. The backyard is unforgettable. Together, they create something increasingly difficult to find in Stuart—a property with character, flexibility, privacy and a lifestyle all its own. Come see this one in person. The numbers only tell part of the story.

Active

  • Price
  • $ 625,000
  • City
  • Stuart
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Martin
  • Half Bathrooms
  • 0
  • Area
  • 6030 - Jensen Beach/Stuart - North of Roosevelt Br
  • Lot Size
  • 0.15 Acres
  • Zip
  • 34994
  • Sqr Footage
  • 1,192
  • Year Built
  • 1956
  • Taxes
  • $ 3829
  • Style
  • MLS#
  • B26080186
Listed By: LoKation
Data Source: Beaches MLS (FL)

Features

General

Membership Required false
Sewer Public Sewer
Heating Central
Cooling Central Air,Ceiling Fan(s),Ductless
Utilities Cable Available,Electricity Available,Sewer Available,Water Available
Possession Close Of Escrow
Roof Metal
Appliances Dryer,Dishwasher,Electric Range,Freezer,Disposal,Ice Maker,Microwave,Oven,Range,Refrigerator,Trash Compactor,Tankless Water Heater,Water Heater,Washer
Patio/Porch Features Deck,Patio
Architectural Style Ranch
Pool Features Above Ground,Heated,Other,Pool Equipment,Private
Security Features Closed Circuit Camera(s),Motion Detectors,Security Lights
Construction Materials Block,Stucco
Pets Allowed No Pet Restrictions,Yes
Year Built 1956
Electric 3 Phase,Circuit Breakers,220 Volts
View City
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Waterfront Features None
Community Features Sidewalks
Accessibility None
County Martin
New Construction false
Property Type Residential
Subdivision Name RIVERSIDE PARK
Facing Direction North
Garage Y/N false
Other Structures Guest House,Shed(s),Storage
Total Rooms 6
Full Baths 2
Status Active
High School Jensen Beach
City Stuart
Disclosures Owner Is Listing Agent,Special Assessment
Senior Community Y/N false
MLS Area 6030 - Jensen Beach/Stuart - North of Roosevelt Br
Carport Y/N false
Elementary School Felix A. Williams
Tax Annual Amount 3829.35
Middle/Junior High School Stuart
Property Condition Resale
MLS Area Minor MRTC - Martin County
Standard Status Active
Occupancy Type Vacant
Property Sub Type Additional Single Family Residence
PostalCity Stuart
Legal Description LOTS 26 & 27 BLOCK C RIVERSIDE PARK ACCORDING TO THE PLAT THEREOF AS RECORDED IN PLAT BOOK 4 PAGE 98 PUBLIC RECORDS OF ST LUCIE NOW MARTIN C

Interior Features

Interior Amenities Breakfast Area,Living/Dining Room,None
Flooring Carpet,Tile,Vinyl,Wood
Furnished Y/N Negotiable
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Storm Window(s)
Fireplace Y/N false
Laundry Features Inside,Laundry Closet
Total Bedrooms 3
Main Level Bedrooms 3
Main Level Bathrooms 2
Total Baths 2

Exterior Features

Private Pool true
Exterior Amenities Barbecue,Garden,Lighting,Outdoor Living Area,Storage
Fencing Back Yard,Fenced,Privacy,Wood
Parking Features Asphalt,Concrete,Driveway,Open,On Street
Lot Features Irregular Lot,Landscaped,None,< 1/4 Acre
Water Source Public
Total Parking 3
Lot Size Area 6359.76
Spa false
Building Area Total 1192
Lot Size Acres 0.15
Road Surface Type Alley Paved,Asphalt,Paved
Waterfront Y/N false

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lake Worth, FL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Felix A. Williams Elementary School
Middle School Stuart Middle School
High School Jensen Beach High School

Price History

9/24/2026 Listed $625,000

Property vs Zip Code Average in 34994

Price
AVG $830K
$630K
Taxes
AVG $5,652
$3,829
Year Built
AVG 1980
1956

Areas That We Cover

604 Nw Poinsettia Street Stuart, FL is a Single Family Home for sale at $625000 with 1192 sqft and a lot size of 0.15 Acres Acre(s). 604 Nw Poinsettia Street Stuart has 3 bedrooms, 2 baths and was built in 1956. The property's zip code is 34994 which is in Stuart, FL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.